Ireland's Specialist
Group Risk Advisors
A trading name of I.F.C Advisors Limited. Specialist. Expert. Established 1989.
Over Three Decades
of Group Risk Expertise
Group Risk is a trading name of I.F.C Advisors Limited, which has been advising Irish individuals and businesses on financial matters since 1989. Under the leadership of Director David Crowley, the business has built a reputation for expert and genuinely client-centred advice.
Group Risk is the business's specialist Group Risk practice, focusing exclusively on employer-sponsored group insurance products. While IFC Finance serves the broader financial planning and personal investment market, Group Risk exists solely to serve Irish employers seeking to protect their workforces.
This focus matters. Group Risk is a specialist discipline with its own insurer relationships, pricing dynamics, and regulatory considerations. By concentrating all our attention here, we consistently deliver better market outcomes than generalist brokers who treat Group Risk as an afterthought.
- Founded: 1989
- Location: 4 Fitzwilliam Square East, Dublin 2
- Regulation: Central Bank of Ireland
- Speciality: Group Risk (exclusively)
- Coverage: All-Ireland
How We Work
Specialism Over Generalism
We focus exclusively on Group Risk. This isn't one product among dozens for us — it's everything we do, every day. That depth of focus translates directly into better outcomes for our clients.
No Tied Arrangements
We have no tied arrangements with any insurer. Our only obligation is to find the right solution for your business. We are remunerated by insurers, and our selection is based on our professional judgement across the insurers we hold agencies with.
Full Market Access
We approach every insurer operating in the Irish Group Risk market on your behalf. This competitive tension consistently results in better premium rates and policy terms than could be achieved by dealing with a single insurer directly.
Meticulous Administration
Group Risk schemes require ongoing administration — new joiners, leavers, salary changes, renewals, and claims. We handle all of this on your behalf, minimising the burden on your HR team.
Regulated by the
Central Bank of Ireland
Group Risk operates under the regulatory framework of the Central Bank of Ireland. As a regulated insurance intermediary, we are required to act in the best interests of our clients, disclose any conflicts of interest, and maintain professional indemnity insurance.
Our status as a regulated entity gives you the confidence that the advice you receive meets the standards set by Ireland's financial regulator — and that you have recourse to the Financial Services and Pensions Ombudsman (FSPO) should any dispute arise.
Regulated by the Central Bank of IrelandMeet the People Behind Group Risk
Financial protection is personal — so you should know exactly who you'll be dealing with. When you contact Group Risk, you speak directly with the owner and the specialists who will personally manage your scheme. No call centres, no being passed around — just the expert who knows your business.
David Crowley
Director, I.F.C Advisors LimitedDavid founded IFC Finance in 1989 and has spent over three decades building one of Ireland's most respected financial advisory practices. When you contact Group Risk, you deal directly with David and his senior advisors — you speak to the owner and the expert who will personally look after your scheme, not an anonymous call centre.
Group Risk Advisory Team
Dublin 2Working alongside David, our Group Risk advisors are specialists in employer-sponsored insurance schemes. Each member of the team works exclusively within the Group Risk market — building relationships with every insurer, staying current on market movements, and providing employers with consistently competitive outcomes.
Ready to Protect
Your Workforce?
A free initial consultation with no obligation. We'll assess your current position, explain your options, and search the market for the most competitive solution.